The first feeling is one of shock. Then you simply don’t know what to do. When your wallet or credit cards are stolen, it can be the start of a horrible nightmare. But it doesn’t necessarily have to be that way. There are five simple steps you can take to protect yourself, your finances, and your credit report.
While you may go to a Social Security office in person to replace a social security card replacement, be aware that it can also be done online. However, doing this in person may be the best option for some.
F. When you no longer need to keep printed materials with your personal information on them, don’t throw them away, SHRED THEM! Keep an eye on your children’s information too. Children are easy targets. When a child’s identity is compromised it can go undetected for many years causing tremendous damage to their financial health.
Once your social security card replacement account has been opened you will want to secure your online account with a password. Do not share this information with anyone. Avoid clicking within any emails that ask you to confirm any of your account details. This style of operation is known as phishing and it is an easy way to be scammed out of your hard earned money.
Your identity is already out there all over cyber space, and there isn’t a thing you can do to change that. You will want to take these easy steps to protect yourself and your loved ones.
So you will pay 160 bucks every month on the second highest card which will be like making two monthly payments instead of one. So, that account will be paid off in essentially half the time it would normally take! See how this works?
Now, since we understand aging and how long an item can remain on your credit report, lets look into another item or entry. Federal Law says that a furnisher of information MUST report the date in which an account was first late and that triggers the commencement of the initial delinquency. There is a National bill collection agency by the name of NCO. In the summer of 2004 they were found guilty by the Federal Trade Commission of this violation and fined $ 1,500,000. That’s right! I said ONE POINT FIVE MILLION SMACKEROOS. Is that heavy? You bet your brother Fred’s new white pickup truck that is heavy.
We hope this article has been a helpful to you. Our goal is to provide information to make you aware of your options and assist you in determining what is the best choice for you.